🏥 Health Insurance Comparator
Which health insurance actually fits your life abroad?
One question, answered at your age: what does decent coverage cost per month, and what does it actually cover? 10 nomad and expat products compared side by side — pick your age below and every price on this page updates. Prices jump hard at 40; the chart makes that impossible to miss.
Prices are estimated monthly USD for a single traveler — always confirm with a live quote. Tap any row for the full plain-English breakdown.
Travel medical vs. full health insurance — the difference that matters
🩹 Travel medical cheaper
Covers emergencies and accidents while you travel: hospital stays, urgent treatment, evacuation. It does not cover checkups, routine care, or managing ongoing conditions — and it's usually not accepted for long-stay visa applications. Fine for healthy travelers hopping between countries on tourist stays.
🏥 Full international health insurance pricier
Real health insurance that happens to work worldwide: routine and preventive care, specialists, mental health, often maternity — plus the paperwork consulates want, so it's what most long-stay and nomad visas require. Costs more, and premiums climb steeply after 40.
Data last updated · Source: Curated insurance research; pricing estimated from public quotes
How this dashboard works
The 10 products here span the two very different things people call "nomad insurance": travel-medical plans (SafetyWing-style — cheap, month-to-month, built for emergencies and new illness while traveling) and full international health insurance (Cigna Global-style — costlier, annual, closer to a real domestic health plan with routine care and stronger cancer/chronic coverage). The explainer cards above the table walk through the difference, because buying the wrong category is the single most common (and most expensive) mistake.
Prices are estimated from public quotes for a US-passport holder at each age band, which is why the age selector is the page's main control — premiums commonly double between 30 and 50, and the chart makes the jump at 40 visible. Every figure is a published or quoted rate, not a promise: insurers price on your exact age, destinations, deductible and history.
What is the difference between travel medical and international health insurance?
Travel-medical plans cover emergencies, accidents and new illnesses while you travel — cheap and flexible, but they exclude routine care, most pre-existing conditions, and often cap serious treatment. International health insurance is a full annual policy with routine care, specialist networks and much higher limits, at several times the price. Which one you need depends on whether you're traveling for months or relocating for years.
How much does nomad health insurance cost?
At 30, travel-medical plans run roughly $40–100/month while full international policies start around $150–300/month. By 50, expect roughly double. Pick your age on this page and every price updates — the differences between products at YOUR age matter more than any average.
Does nomad insurance cover me in the USA?
Usually not by default — US healthcare is so expensive that most plans either exclude it or sell limited US coverage (often 15–30 visit days) as an add-on. If you spend real time stateside, the USA column in this table is the first thing to check.
What does the deductible mean?
The amount you pay out of pocket before the insurer starts paying. A $250 deductible plan costs more monthly than a $2,500 one; choosing a higher deductible is the standard way to cut premiums if you only care about catastrophic protection.
Will these plans satisfy visa requirements?
Many digital-nomad-visa countries require proof of health coverage for the whole stay. Most products here can generate visa-compliant certificates, but Schengen applications sometimes demand specific minimums — the "visa acceptance" note per product covers this, and you should confirm against your specific visa's wording.